💵 AI autopilot · payroll

Payroll-processing autopilot

Runs gross-to-net, withholds and funds pay — a payroll manager (CPP) signs the run before money moves.

Payroll / people-ops leadbuys it $5.8Bmarket 5 auto · 1 humanflow steps
Building this market:

The problem

Payroll is high-volume gross-to-net under FLSA wage law plus trust-fund-tax withholding, where the money movement (ACH funding + tax deposit) is irreversible and unremitted withheld taxes carry personal liability under IRC 6672.

What you get

Hours computed to net, withholdings and FLSA/garnishment checks run straight-through; the payroll manager signs the run before net pay is funded by ACH and the 941 deposit is filed.

The flow

Intake to outcome. 🤖 steps run automatically; 🧑‍⚖️ steps are where a named human signs off the judgment calls.

  1. 1
    🤖 Intake the timesheets / hours (worked, overtime, PTO)
    agent intake · Document OCR
  2. 2
    🤖 Compute gross-to-net and the payroll tax (withholdings, employer taxes)
    agent calculator · Payroll gross-to-netTax engine
  3. 3
    🤖 Screen FLSA minimum-wage / overtime, garnishment caps and classification
    agent compliance · Payroll gross-to-net
  4. 4
    🧑‍⚖️ A payroll manager (CPP) approves the run before funds move Human checkpoint
    Payroll manager (CPP)
  5. 5
    🤖 Fund net pay via ACH and file the tax deposit / Form 941 ⚠ Irreversible · high blast
    agent submit · ACH payroll fundingPayroll tax filing (941/940)
  6. 6
    🤖 Reconcile the run and monitor the deposit / 941 status
    agent monitor · Payroll tax filing (941/940)

Agents & tools

  • Document OCR stub → AWS Textract
  • Payroll gross-to-net stub → Gusto
  • Tax engine ● live · CCH
  • ACH payroll funding stub → NACHA
  • Payroll tax filing (941/940) stub → IRS EFTPS

1 of these run live on real data — keyless by default; the rest are sandbox stubs that flip to the real provider the moment you add credentials.

Human checkpoints

  • Payroll manager (CPP) — A payroll manager (CPP) approves the run before funds move

The autopilot escalates the judgment calls to a qualified human — the rest is straight-through.

Why it's safe to let it run

Every autonomous decision is logged — who · what · confidence. Signed human checkpoints and a built-in compliance reviewer enforce the rails, so the outcome holds up to an audit, not just a demo. Every irreversible action runs only after a human signs — the autopilot does the volume, never the point of no return on its own.

🧑 Accountable owner: Payroll manager (CPP) / authorized signer — one person answers for what this autopilot does.

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Same buyer, adjacent function — the connectors and compliance packs are shared.

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