🛡️ pack: insurance-pack

File in 50 states without the actuarial firm bill.

Q: What human gates does insurance-pack introduce?

gate:naic-filing (compliance + legal), gate:disparate-impact (compliance + actuary), gate:actuarial-signoff (qualified actuary). These layer on top of the standard plan/ship gates.

Q: What if my project doesn't match these signals exactly?

You can manually add the pack name to PROJECT.md or run /migrate to re-run detection with updated rules.

Underwriting policies, processing claims, or pricing premiums? GreatCTO auto-attaches insurance-pack with NAIC Model Acts (50-state filing matrix), Solvency II SCR/MCR (EU), IFRS 17 contract reporting, ACORD standards, plus disparate-impact analysis for AI underwriting and actuarial-signoff gates.

$ npx great-cto init All packs ↗

Auto-attach signals

Detected by CLI when:

naic · acord · ifrs-17 · solvency · policy · premium · claim · underwrit · actuar · reinsur · MGA · P&C

The pack rides on top of your base archetype (web-service, ai-system, fintech, …) — it doesn't replace it. Auto-injects reviewer agents into the pipeline + opens human gates listed below.

Reviewer agents activated

1 specialist added to the pipeline.

01 · insurance-reviewer

NAIC Model Acts (50-state filing) · Solvency II SCR/MCR (EU) · IFRS 17 (CSM, fulfilment cash flows) · ACORD standards · ASOP 23/41/56 · disparate-impact analysis (BISG / Bayesian Improved Surname Geocoding) · claims fraud detection model card · bordereau for reinsurance

Human gates introduced

3 new gate types on top of `gate:plan` + `gate:ship`.

Gate	Owner	Trigger
`gate:naic-filing`	compliance + legal	50-state filing approval matrix
`gate:disparate-impact`	compliance + actuary	AI pricing / underwriting / claims
`gate:actuarial-signoff`	qualified actuary	ASOP 56 model documentation

Required artefacts before senior-dev claims tasks

9 concrete deliverables.

✓ NAIC Model Act compliance matrix (~30 model acts) per business line (auto / home / life / health / commercial)
✓ 50-state filing tracker (admitted vs. surplus lines)
✓ Solvency II SCR / MCR calculation evidence (EU only)
✓ IFRS 17 insurance-contract report (CSM, fulfilment cash flows)
✓ ACORD XML/JSON for policy / claim / quote exchange
✓ ASOP audit trail (23 data / 41 communications / 56 modeling)
✓ Disparate-impact analysis (4/5 rule, BISG, CA Prop 103)
✓ Bordereau template per reinsurance treaty
✓ Claims fraud detection model card (no protected-class proxies)

EVAL suite required

5 golden-set scenarios shipped as templates.

Each EVAL has ≥5 test cases, pass threshold, regression interpretation, cross-refs to TM + gates. Run via your existing test framework.

EVAL-insurance-naic-filing-completeness.md
EVAL-insurance-disparate-impact-4-5-rule.md
EVAL-insurance-ifrs17-csm-monotonic.md
EVAL-insurance-acord-xml-schema.md
EVAL-insurance-asop56-model-doc.md

Regulatory surface covered

9 standards / regulations addressed.

NAIC Model Acts NAIC Model #670 (Privacy) NAIC Model #900 (Claims) Solvency II 2009/138/EC + DR 2015/35 IFRS 17 (effective 2023) ACORD Reference Architecture ASOPs (Actuarial Standards Board) CA Prop 103 EU Gender Directive 2004/113/EC

FAQ

Common questions about insurance-pack.

When does insurance-pack auto-attach?

When the CLI detects these signals in your repo: naic · acord · ifrs-17 · solvency · policy · premium · claim · underwrit · actuar · reinsur · MGA · P&C. Override anytime by editing packs: in PROJECT.md.

What human gates does insurance-pack introduce?

gate:naic-filing (compliance + legal), gate:disparate-impact (compliance + actuary), gate:actuarial-signoff (qualified actuary). These layer on top of the standard plan/ship gates.

What if my project doesn't match these signals exactly?

You can manually add the pack name to PROJECT.md or run /migrate to re-run detection with updated rules.

30 seconds

Drop GreatCTO into any repo — insurance-pack attaches automatically.

$ npx great-cto init

no signup·runs locally·pay your own API