πŸ›‘οΈ t3-stack Γ— insurance

Ship insurance / insurtech on T3 Stack with sensible defaults.

T3 Stack is a TypeScript workable choice for insurance / insurtech. GreatCTO auto-detects both β€” adds the insurance archetype overlay, wires insurance-specific gates, and runs 83 specialist agents around your existing T3 Stack workflow.

What changes when GreatCTO joins your T3 Stack project

Detection β†’ overlay β†’ gates β†’ reviewers.

1 Β· DETECT

Stack + archetype

GreatCTO reads your package.json and detects t3-stack + insurance archetype from signals: imports, file structure, env vars, README hints.

2 Β· OVERLAY

Archetype pack

Attaches the insurance archetype overlay: archetype-specific reviewer + compliance gates. Override if your specifics differ; the defaults are sensible for T3 Stack-style projects.

3 Β· GATES

T3 Stack-aware reviewers

qa-engineer runs tsc --strict / eslint / vitest --coverage; security-officer checks for prototype pollution + XSS sinks; performance-engineer reviews bundle size + cold-start times.

4 Β· MEMORY

Cross-project lessons

Bugs you've hit before in other T3 Stack projects (connection-pool exhaustion, ORM N+1 queries, retry storms) β€” the agent's Step 0 includes the prior detection order. MTTR drops 94 % on second occurrence (methodology).

First 10 minutes

Concrete walkthrough.

$ cd my-t3-stack-app && npx great-cto init
βœ“ scanning manifests… found package.json
βœ“ stack: t3-stack (TypeScript)
βœ“ archetype: insurance
⚠ archetype + stack combo is unusual β€” review overlay manually
βœ“ 83 agents ready

$ /start "add insurance feature"
β–Έ architect drafting ARCH-insurance.md…
β–Έ pm decomposing into beads tasks…
⚐ gate:plan β€” your approval needed

Approve β†’ 3 senior-devs run in parallel worktrees β†’ 5 reviewers fan out in parallel β†’ gate:ship β†’ deploy. One real run walked stage-by-stage: /proof.

What ships

The first feature, T3 Stack-idiomatic.

This is the shape of what senior-dev drafts for "insurance feature" β€” auth first, schema validation, and the audit line the insurance reviewer requires before gate:ship opens.

// src/server/api/routers/insurance.ts β€” reviewed by 5 agents
export const insuranceRouter = createTRPCRouter({
  create: protectedProcedure                  // security-officer: auth before handler
    .input(insuranceSchema)              // qa-engineer: zod schema enforced
    .mutation(async ({ ctx, input }) => {
      const result = await handle(input, ctx.session.user);
      await ctx.audit.log(ctx.session.user.id, 'insurance feature',
                          result.confidence); // gate:insurance: every decision logged
      return result;
    }),
});
Where this combo lands

What teams build with T3 Stack + the insurance overlay.

1

Claims systems with NAIC model-act state matrices.

2

Pricing models audited for disparate impact.

3

Re-insurance reporting (bordereau) automation.

⚠ Honest caveat

T3 Stack (TypeScript) is not a typical fit for insurance / insurtech. The archetype overlay still attaches, but you may want to override defaults more aggressively. Check the insurance archetype page for the typical stack list and decide if your case is the right tool / right archetype.

Architecture

Every step of the pipeline, transparent.

No black-box "AI does it all" loop. GreatCTO is a deterministic state machine β€” 8 stages, 22 nodes, 2 human gates. Every node maps to a real agent on GitHub. Inspect the state machine β†’

Install

T3 Stack + GreatCTO in one command.

$ npx great-cto init

Free, MIT, runs locally. Built as a Claude Code plugin β€” install with one command.

Related deep-dives

More from the blog

AI

How I designed the SDLC state machine for agentic coding

Eight stages, two human gates, four memory layers. Why this exact shape, and what I tried that didn't work.

AI

First real shipped feature with this stack β€” receipts

One run, one feature, from prompt to merged PR. Time, cost, and gate-by-gate breakdown β€” no marketing math.

AI

How GreatCTO chooses which compliance pack to attach

Regex vs LLM-based archetype detection, the false-positive count, and why I keep rejecting the obvious fix.

AI

Why your agent system fails: missing gates, not missing intelligence

The bottleneck in agentic SDLC isn't model quality β€” it's process governance. Here's the state machine that closes the gap.